February 2022

Central Bank Digital Currency: Do We Need It?

Payment modes are ever-evolving. It has changed dramatically in recent years that subject experts believe the evolution is much beyond the control of existing infrastructure. Let’s look at the payment switches that have globally taken place. In Africa, the unbanked have been enabled to make payments using their mobile phones. In Asia, there has been …

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Decentralized Finance In Three Minutes

Conventional financial services are centralized systems involving intermediaries like banks, agents, brokers etc. The involvement of third parties has increased over the years to meet the complexities of emerging financial systems. But fewer setbacks limit its perspective. For instance, your financial services choices are often regulated by local jurisdiction corresponding to your geographic location. The …

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